Commercial General Liability protects your business from a financial loss from claims arising out of bodily injury liability, property damage, personal and advertising liability, and medical payments for which your business may be legally liable. The coverage form is written on a broad basis for the following exposures (subject to definitions, exclusions and limitation contained in the coverage form):
- Ownership, maintenance, or use of the premises
- Operations conducted or performed on or off the premises
- Written contracts and agreements
- Products manufactured, sold, or distributed
- Completed Operations
- Personal Injury
- Advertising injury
- Medical Payments on the premises or at a jobsite
This coverage may be modified by endorsements and exclusions including, but not limited to:
- Additional Insureds
- Waiver of Subrogation
- Employee Benefits
